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Auto Insurance – something everyone must have when they own a vehicle. What do you do to get the Best Auto Insurance Coverage or how do you apply to get a Cheap Auto Insurance rate! Where do I go to get an Affordable Auto Insurance! Who do I ask to get the Insurance Coverage that I need rather than getting coverages that I don’t need? How do I know if I’m getting the right Auto Insurance Coverage from the right Agent? These are questions that should go through your mind when buying Auto Insurance.

FACT: Auto Insurance has different terminologies vs. Home Insurance or Business Insurance. Insurance itself is very broad and there’s always something to gain knowledge about it. If you own a vehicle that is not financed and you are driving your vehicle on the road then you must carry minimum of liability insurance in order to comply with the California Department of Insurance regulations. If you are financing a vehicle then the finance company (Bank) will require you to carry Full Coverage on your Auto Insurance.

FACT: Home Insurance – If you are a Homeowner then you must carry Fire Insurance on your Home. The lender will require you to carry Fire Insurance or Home Insurance Coverage on your Home to protect you from any losses weather catastrophic or natural cause. If you don’t have a mortgage and obviously the home is yours, paid for, then no one can force you to have insurance on your home. However Home Insurance is very important to have because the expenses are way too much if something did occur. There is actually a difference between Fire Insurance and Home Insurance. Ask your friendly experienced 1 & Only Insurance Agent where the truth will be spoken and explanation will be told to the best of our knowledge in order for you to feel safe and at the same time have a piece of mind.